BANKLARDA RIKLARNI BAHOLASH VA UNING IQTISODIY AHAMIYATI
Keywords:
Risk, risk turlari, bank risklari, risklarni baholash. Muammoli kreditlar., Risk, types of risk, banking risks, risk assessment. Problem loans.Abstract
Ushbu maqolada bank risklarini baholash, tijorat banklari faoliyatida yuzaga keluvchi risklar, ularning turlari, tahlili va ularni hisoblash yo‘llari, tijorat banklari kredit siyosati va uning mezonlari, tijorat banklarining aktiv va passiv operatsiyalari bo‘yicha yuzaga keluvchi risklar, kreditlash jarayoni bilan bog‘liq risklar, mijozning kreditga layoqatlilik ko‘rsatkichlari va ularni takomillashtirish yo‘llari, tijorat banklari faoliyatida yuzaga keluvchi boshqa risklar va ularni boshqarish masalalarini o‘z ichiga qamrab olgan.
This article deals with the assessment of banking risks, the risks arising in the activities of commercial banks, their types, analysis and ways of calculating them, the credit policy of commercial banks and its criteria, the risks arising in the asset and passive operations of commercial banks, and the lending process. including personal risks, indicators of the client's creditworthiness and ways to improve them, other risks arising in the activity of commercial banks and their management issues.
