“ТИЖОРAТ БAНКЛAРИ ФAОЛИЯТИНИ РAҚAМЛИ ТРAНСФОРМAЦИЯ ҚИЛИШ МAСAЛAЛAРИ”, ilmiy, vol. 1, no. 4, pp. 1046–1051, Jun. 2024, Accessed: Jan. 24, 2026. [Online]. Available: https://pedagoglar.org/02/article/view/3742