“THEORETICAL ASPECTS OF LENDING TO INDIVIDUALS BY COMMERCIAL BANKS”. Ta’limda raqamli texnologiyalarni tadbiq etishning zamonaviy tendensiyalari va rivojlanish omillari 31, no. 4 (June 3, 2024): 131–134. Accessed January 24, 2026. https://pedagoglar.org/01/article/view/3383.